623 Spruce St, Chenoa, IL 61726 Property Records

McLean County property record for 623 Spruce St, Chenoa, IL 61726

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,380 sqft · built 1952
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Tax Bill$3,130 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-232-005

Property Details

APN / Parcel Number

Primary APN03-11-232-005

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage Area4,950 sqft
Parking Spaces16 Parking Spaces
Deck Area320 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address623 SPRUCE ST
CityCHENOA
StateIL
Zip61726-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15,18 & 19 BLK 3 JORDANS SUB
Legal SubdivisionJORDANS SUB
Legal Block3
Legal Lot Number15,18
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group2
Census Block2085
Census Tract5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address623 SPRUCE ST, CHENOA, IL 61726-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 1, 2007
Transfer Doc0000011904
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address623 SPRUCE ST, CHENOA, IL 61726-1350
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100005397
DateMar 4, 2021
Instrument2021-00005397
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 1, 2031
Interest
Rate TypeFixed Rate
Rate2.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,464 (+20.69%) Land $7,901 Building $35,563$130,392 (+20.69%) Land $23,703 Building $106,689
2024$3,130.00 (+9.52%)
2023$2,858.00$36,012 Land $6,547 Building $29,465$108,036 Land $19,641 Building $88,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon, Watch TV.

Nearby Properties on Spruce St

Nearby Streets

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