510 Spruce St, Chenoa, IL 61726 Property Records

McLean County property record for 510 Spruce St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	2,222 sqft · built 1995
Lot Size	1.31 acres (57,063 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2025)
Tax Bill	$10,019 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-11-201-009`

Property Details

APN / Parcel Number

Primary APN	`03-11-201-009`

Interior

Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	2,222 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Lot Area	57,063 sqft (1.31 acres)

Location & Zoning

Street Address	510 SPRUCE ST
City	CHENOA
State	IL
Zip	61726-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERCYS SUB LOT 2 & PEARCES ADD TO CHENOA BLK 5 (EX S80)
Legal Subdivision	PIERCYS SUB
Legal Block	5
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2040
Census Tract	5700

Owner

510 Spruce St is owned and occupied by two individuals who acquired it in August 2026.

Source: McLean County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 SPRUCE ST, CHENOA, IL 61726-1349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 18, 2024	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Jan 18, 2024 · Amount on File
Deed Document Number	20254743
Last Transfer Date	Aug 7, 2026
Transfer Doc	0000013899
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 17, 2026
Property Address	510 SPRUCE ST, CHENOA, IL 61726-1349
Document Number	0000013899
Instrument Date	Aug 7, 2026
Instrument	202613899
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SPRUCE ST, CHENOA, IL 61726-1349

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 18, 2024
Property Address	510 SPRUCE ST, CHENOA, IL 61726-1349
Document Number	202400000748
Map Reference	DOC 75-11544
Instrument Date	Jan 11, 2024
Instrument	2024-00000748
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	510 SPRUCE ST, CHENOA, IL 61726-1349

Tax Assessment & Valuation

The 2025 property tax bill for 510 Spruce St was $10,019, up 17% from the year before.

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,019.00 (+16.99%)	$112,919 Land $20,100 Building $92,819	$338,757 Land $60,300 Building $278,457
2024	$8,564.00 (+50.77%)
2023	$5,680.00 (-1.2%)	$93,559 (+6.78%) Land $16,654 Building $76,905	$280,677 (+6.78%) Land $49,962 Building $230,715
2022	$5,749.00	$87,619 Land $15,597 Building $72,022	$262,857 Land $46,791 Building $216,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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