603 Spruce St, Chenoa, IL 61726 Property Records

McLean County property record for 603 Spruce St, Chenoa, IL 61726

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 976 sqft · built 1947
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Tax Bill$2,902 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-232-010

Property Details

APN / Parcel Number

Primary APN03-11-232-010

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area976 sqft Living Area
1st Floor Area976 sqft
2nd Floor Area976 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address603 SPRUCE ST
CityCHENOA
StateIL
Zip61726-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 LOTS 2 & 3 BLK 3 JORDANS SUB
Legal SubdivisionJORDANS SUB
Legal Block3
Legal Lot Number2,3
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group2
Census Block2085
Census Tract5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address603 SPRUCE ST, CHENOA, IL 61726-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateJan 24, 2022
Property Address603 SPRUCE ST, CHENOA, IL 61726-1350
Document Number202200001451
Instrument DateNov 13, 2021
Instrument2022-00001451
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address521 MAPLE ST, 521, CHENOA, IL 61726-1327

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 SPRUCE ST, CHENOA, IL 61726-1350

Mortgage

Document Number202200001452
DateJan 24, 2022
Instrument2022-00001452
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,785 (+20.69%) Land $3,050 Building $37,735$122,355 (+20.69%) Land $9,150 Building $113,205
2024$2,902.00 (+9.63%)
2023$2,647.00 (+15.79%)$33,792 (+13.71%) Land $2,527 Building $31,265$101,376 (+13.71%) Land $7,581 Building $93,795
2022$2,286.00$29,717 Land $2,367 Building $27,350$89,151 Land $7,101 Building $82,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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