McLean County property record for 512 Spruce St, Chenoa, IL 61726
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,192 sqft · built 1975 |
| Lot Size | 0.58 acres (25,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Mar 2020) |
| Tax Bill | $3,394 (2024) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-201-006 |
| Primary APN | 03-11-201-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 25,264 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 512 SPRUCE ST |
|---|---|
| City | CHENOA |
| State | IL |
| Zip | 61726-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EX E150) S80 BLK 5 PEARCES ADD ALSO LOT 1 PIERCEYS SUB TO CHENOA |
| Legal Subdivision | PIERCEYS SUB |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | CHENOA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 5700 |
512 Spruce St is owned and occupied by two individuals who bought it in March 2020.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 SPRUCE ST, CHENOA, IL 61726-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on File |
| Deed Sale | Mar 5, 2020 · Amount on File |
| Prior Sale | Jun 19, 2014 · Amount on File |
| Deed Document Number | 20204048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 5, 2020 |
| Property Address | 512 SPRUCE ST, CHENOA, IL 61726-1349 |
| Document Number | 202000004048 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020-00004048 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 512 SPRUCE ST, CHENOA, IL 61726-1349 |
| Document Number | 202000004049 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020-00004049 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Chenoa Township |
| Municipality | Chenoa City |
| Unified School District | Prairie Central Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,577 Land $8,961 Building $37,616 | $139,731 Land $26,883 Building $112,848 | |
| 2024 | $3,394.00 (+9.34%) | ||
| 2023 | $3,104.00 | $38,592 Land $7,425 Building $31,167 | $115,776 Land $22,275 Building $93,501 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 512 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon, Watch TV.
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