Kane County property record for 623 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1883 |
| Lot Size | 0.188 acres (8,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Sep 2006) |
| Tax Bill | $5,167 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-306-004 |
| Primary APN | 06-12-306-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 1,869 sqft |
| Basement Area | 539 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,186 sqft (0.188 acres) |
| Lot Dimensions | 135 ft deep x 61 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 623 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M L JOSLYNS ADDN LOT 5 BLOCK 2 |
| Legal Subdivision | M L JOSLYNS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-306-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 623 PROSPECT ST, ELGIN, IL 60120-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on Record |
| Deed Sale | Sep 15, 2006 · Amount on Record |
| Prior Sale | May 16, 1995 · Amount on Record |
| Deed Document Number | 2006101068 |
| Prior Transfer Date | Apr 28, 1995 |
| Prior Transfer Doc | 0000026250 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,167.00 (+15.8%) Homeowner's exemption | ||
| 2024 | $69,752 (+21.39%) Land $17,751 Building $52,001 | $209,340 (+21.44%) Land $53,274 Building $156,065 | |
| 2022 | $4,462.00 (+4.82%) Homeowner's exemption | $57,460 (+6.96%) Land $14,623 Building $42,837 | $172,380 (+6.96%) Land $43,869 Building $128,511 |
| 2021 | $4,257.00 Homeowner's exemption | $53,721 Land $13,671 Building $40,050 | $161,163 Land $41,013 Building $120,150 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 592 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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