Kane County property record for 612 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1887 |
| Lot Size | 0.21 acres (9,126 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,144 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-305-017 |
| Primary APN | 06-12-305-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,548 sqft |
| Basement Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,126 sqft (0.21 acres) |
| Lot Width | 61 ft Width |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 612 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M L JOSLYNS ADDN EAST 33 FT SOUTH 16.5 FT EAST 1/2 LOT 13 & 33 FT NORTH 8 FT LOT 6 & ALL OF LOT 9 BLOCK 1 |
| Legal Subdivision | M L JOSLYNS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 13&33 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 850800 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 PROSPECT ST, ELGIN, IL 60120-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2000 |
| Transfer Doc | 0000025470 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,144.00 (+37.2%) | $93,649 (+8.57%) Land $20,726 Building $72,923 | $281,059 (+8.57%) Land $62,203 Building $218,857 |
| 2024 | $86,257 (+21.39%) Land $19,090 Building $67,167 | $258,875 (+21.44%) Land $57,293 Building $201,582 | |
| 2022 | $5,207.00 (+5.3%) Homeowner's exemption | $71,055 (+6.96%) Land $15,725 Building $55,330 | $213,165 (+6.96%) Land $47,175 Building $165,990 |
| 2021 | $4,945.00 Homeowner's exemption | $66,432 Land $14,702 Building $51,730 | $199,296 Land $44,106 Building $155,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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