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609 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 609 Prospect St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,396 sqft · built 1878
Lot Size0.188 acres (8,186 sqft)
OwnerIndividual Name on Record
Last Sale$129,500 (May 2024)
Tax Bill$5,803 (2025)
Deeds & MortgagesJan 2024 Sale
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-12-306-007

Property Details

APN / Parcel Number

Primary APN06-12-306-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,396 sqft Living Area
Gross Area2,118 sqft
Basement Area722 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area8,186 sqft (0.188 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address609 PROSPECT ST
CityELGIN
StateIL
Zip60120-3730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionM L JOSLYNS ADDN LOT 2 BLOCK 2
Legal SubdivisionM L JOSLYNS ADDN
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2021
Census Tract850800

Owner

Source: Kane County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address165 LINDEN AVE, 1, EAST DUNDEE, IL 60118-1522
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Executor's Deed, Transfer
Oct 31, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Deed Document Number202416596
Prior Transfer DateOct 26, 2022
Prior Transfer Doc0000052808
Record UpdatedSep 20, 2026

January 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateJan 16, 2024
Property Address609 PROSPECT ST, ELGIN, IL 60120-3730
Document Number0000001586
Instrument DateDec 18, 2023
Instrument2024K001586
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 PROSPECT ST, ELGIN, IL 60120-3730

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 31, 2022
Property Address609 PROSPECT ST, ELGIN, IL 60120-3730
Document Number0000052808
Instrument DateOct 26, 2022
Instrument2022K052808
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 PROSPECT ST, ELGIN, IL 60120-3730

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 22, 2018
Property Address609 PROSPECT ST, ELGIN, IL 60120-3730
Document Number0000008316
Instrument DateFeb 13, 2018
Instrument8316
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address609 PROSPECT ST ELGIN IL 601203730, ELGIN, IL 60120-3730

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,803.00 (+26.81%)$84,065 (+8.57%) Land $19,272 Building $64,793$252,296 (+8.57%) Land $57,839 Building $194,457
2024$77,430 (+21.39%) Land $17,751 Building $59,679$232,383 (+21.44%) Land $53,274 Building $179,109
2022$4,576.00 (+5.49%) Homeowner's exemption$63,784 (+6.96%) Land $14,623 Building $49,161$191,352 (+6.96%) Land $43,869 Building $147,483
2021$4,338.00 Homeowner's exemption$59,633 Land $13,671 Building $45,962$178,899 Land $41,013 Building $137,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL		100 / 20

May also be available: Verizon.

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