Whatcom County property record for 607 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,700 sqft · built 1925 |
| Lot Size | 18.6 acres (812,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Jun 2019) |
| Tax Bill | $38 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 561627 |
| Primary APN | 561627 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| 2nd Floor Area | 820 sqft |
| Basement Area | 1,874 sqft |
| Finished Basement | 1,874 sqft |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 812,830 sqft (18.6 acres) |
| Garage Type | Built-in |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 600 sqft |
| Storage Building | 192 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 561627 |
|---|---|
| Street Address | 607 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 20 ACRES OF E 1/2 NW-W 10 ACRES OF NE NW ARE SUBJ TO PIPELINE ESMT REC AF 762402-LESS RD-EXC PTN LY ELY OF LI DAF-A LI ACRO |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 32 |
| Legal Subdivision | UNDERHILL SHORT PLAT |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 101 |
Source: Whatcom County records · APN 561627
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage WHATCOM EDUCATIONAL CU |
| Jun 05, 2019 | Warranty Deed, Transfer WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2019 · Amount on Record |
| Deed Sale | Jun 05, 2019 · Amount on Record |
| Deed Document Number | 2019-0600448 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 607 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000800049 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021-0800049 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 05, 2019 |
| Property Address | 607 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 2190600448 |
| Instrument Date | May 22, 2019 |
| Instrument | 600448 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,617.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 607 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782 |
| Document Number | 2190600449 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 600449 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2049 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38.00 (-99.43%) | $478,572 (-45.1%) Land $474,362 Building $4,210 | $478,572 (-45.1%) Land $474,362 Building $4,210 |
| 2022 | $871,683 Land $447,459 Building $424,224 | $871,683 Land $447,459 Building $424,224 | |
| 2021 | $6,630.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Declaration Networks Group | Fixed Wireless (unlicensed) | 40 / 7 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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