6227 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6227 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,402 sqft · built 2004
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04-181-011-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-181-011-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,402 sqft Living Area
1st Floor Area	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Foundation Type	Raised
Lot Area	77,972 sqft (1.79 acres)
Garage Area	822 sqft
Driveway	Concrete Driveway
Driveway Area	644 sqft
Porch	Slab
Porch Area	345 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6227 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 11 CHANTILLY VILLAGE PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	11
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1027
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6227 CHANTILLY BND, WATERLOO, IL 62298-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6227 CHANTILLY BND, WATERLOO, IL 62298-2129
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441732
Date	Mar 20, 2026
Instrument	441732

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6227 CHANTILLY BND, WATERLOO, IL 62298-2129
Document Number	0000407888
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6227 CHANTILLY BND WATERLOO IL 622982129, WATERLOO, IL 62298-2129

Mortgage

Document Number	0000407888
Date	May 11, 2020
Instrument	407888

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

Interest

Rate	3%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,035.00 (+7.82%) Homeowner's exemption	$140,690 (+22.58%) Land $12,480 Building $128,210	$422,070 (+22.58%) Land $37,440 Building $384,630
2024	$7,452.00 (+10.09%)
2022	$6,769.00 Additional exemption filed	$114,770 Land $12,480 Building $102,290	$344,310 Land $37,440 Building $306,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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