6202 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6202 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,764 sqft · built 2021
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,770 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04-181-026-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-181-026-000`

Interior

Bedrooms	3 Beds
Building Area	2,764 sqft Living Area
1st Floor Area	2,764 sqft
Basement Area	2,764 sqft
Unfinished Basement	2,764 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6202 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 26 CHANTILLY VILLAGE PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	26
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6202 CHANTILLY BND, WATERLOO, IL 62298-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Intrafamily Transfer, Transfer · Construction Mortgage STATE BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2021
Transfer Doc	0000420179
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 6, 2021
Property Address	6202 CHANTILLY BND, WATERLOO, IL 62298-2127
Document Number	0000420179
Instrument Date	Oct 5, 2021
Instrument	420179
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6202 CHANTILLY BND, WATERLOO, IL 62298-2127

Mortgage

Document Number	0000420181
Date	Oct 6, 2021
Instrument	420181

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6202 CHANTILLY BND, WATERLOO, IL 62298-2127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413173
Date	Dec 8, 2020
Instrument	413173

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,770.00 (-6.93%) Homeowner's exemption	$185,430 (+27.22%) Land $11,550 Building $173,880	$556,290 (+27.22%) Land $34,650 Building $521,640
2024	$9,423.00
2022	Homeowner's exemption Additional exemption filed	$145,750 Land $11,550 Building $134,200	$437,250 Land $34,650 Building $402,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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