6220 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6220 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,090 sqft · built 2004
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Mar 2023)
Tax Bill	$8,002 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-181-005-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-181-005-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft
Basement Area	2,090 sqft
Unfinished Basement	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	82,328 sqft (1.89 acres)
Garage Area	650 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	180 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6220 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	PART LOT 5 CHANTILLY VILLAGE PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD CREDIT UNION
Jun 1, 2020	Deed of Trust, Mortgage · Construction Mortgage FLAT BRANCH MORTGAGE INC
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 2, 2020	Quit Claim Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)
Dec 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	2023428488
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0000407053
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jun 18, 2026
Property Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Document Number	0000443098
Instrument Date	Jun 8, 2026
Instrument	2026443098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127

Mortgage

Document Number	0000443098,
Date	Jun 18, 2026
Instrument	2026443098

Lender

Name	NEIGHBORHOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408326
Date	Jun 1, 2020
Instrument	408326

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 5, 2020
Property Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Document Number	0000411475
Instrument Date	Oct 3, 2020
Instrument	411475
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 WEINEL DR SMITHTON IL 622851430, SMITHTON, IL 62285-1430

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Apr 2, 2020
Property Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Document Number	0000407053
Instrument Date	Mar 27, 2020
Instrument	407053
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6220 CHANTILLY BND WATERLOO IL 622982127, WATERLOO, IL 62298-2127

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 11, 2017
Property Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127
Document Number	0000393375
Map Reference	DOC 217890
Instrument Date	Nov 22, 2017
Instrument	393375
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 CHANTILLY BND, WATERLOO, IL 62298-2127

Mortgage

Document Number	0000393376
Date	Dec 11, 2017
Instrument	393376

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,002.00 (+7.51%) Homeowner's exemption	$140,140 (+21.81%) Land $13,170 Building $126,970	$420,420 (+21.81%) Land $39,510 Building $380,910
2024	$7,443.00
2022	Additional exemption filed	$115,050 Land $13,170 Building $101,880	$345,150 Land $39,510 Building $305,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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