6209 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6209 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,598 sqft · built 2005
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Dec 2018)
Tax Bill	$9,274 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-181-012-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-181-012-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,598 sqft Living Area
1st Floor Area	2,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	59,677 sqft (1.37 acres)
Garage Area	792 sqft
Driveway	Concrete Driveway
Driveway Area	2,012 sqft
Porch	Slab
Porch Area	286 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6209 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 12 CHANTILLY VILLAGE PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	12
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1027
Census Tract	600501

Owner

Source: Monroe County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Aug 12, 2022	Intrafamily Transfer, Transfer
Sep 30, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Dec 3, 2018	Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2018398978
Last Transfer Date	Aug 11, 2022
Transfer Doc	0000425635
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416112
Date	Apr 6, 2021
Instrument	416112

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428942
Date	May 8, 2023
Instrument	428942

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2038

Interest

Rate Type	Fixed Rate
Rate	8.49%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 12, 2022
Property Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Document Number	0000425635
Map Reference	DOC 217890
Instrument Date	Apr 11, 2022
Instrument	425635
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403871
Date	Sep 30, 2019
Instrument	403871

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 3, 2018
Property Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129
Document Number	0000398978
Instrument Date	Nov 30, 2018
Instrument	398978
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6209 CHANTILLY BND, WATERLOO, IL 62298-2129

Mortgage

Document Number	0000398979
Date	Dec 3, 2018
Instrument	398979

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,274.00 (+7.57%) Homeowner's exemption	$161,500 (+22.1%) Land $15,520 Building $145,980	$484,500 (+22.1%) Land $46,560 Building $437,940
2024	$8,621.00
2022	Additional exemption filed	$132,270 Land $15,520 Building $116,750	$396,810 Land $46,560 Building $350,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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