6228 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6228 Ruth Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,702 sqft · built 2007
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$249,135 (Jan 2008)
Tax Bill	$2,053 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42383`

Property Details

APN / Parcel Number

Primary APN	`42383`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	650 sqft
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6228 RUTH DR
City	GLOUCESTER
State	VA
Zip	23061-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	COURTHOUSE SQUARE SUBDIVISION LOT 47
Legal Subdivision	COURTHOUSE SQUARE
Legal Lot Number	47
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2013
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6228 RUTH DR, GLOUCESTER, VA 23061-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2008 · Amount on Record
Deed Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	200849
Last Transfer Date	Dec 23, 2015
Transfer Doc	0000004089
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6228 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001426
Date	Apr 6, 2018
Instrument	180001426

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,053.00 (+8.22%)	$346,140 (+13.82%) Land $58,880 Building $287,260	$346,140 (+13.82%) Land $58,880 Building $287,260
2025	$1,897.00 (+5.21%)	$304,120 (-) Land $58,880 Building $245,240	$304,120 (-) Land $58,880 Building $245,240
2024	$1,803.00	$304,120 (-) Land $58,880 Building $245,240	$304,120 (-) Land $58,880 Building $245,240
2023	$1,803.00 (+18.31%)	$304,120 (+46.61%) Land $58,880 Building $245,240	$304,120 (+46.61%) Land $58,880 Building $245,240
2022	$1,524.00	$207,430 Land $54,160 Building $153,270	$207,430 Land $54,160 Building $153,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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