St. Joseph County property record for 622 Studebaker St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 880 sqft · built 1924 |
| Lot Size | 0.107 acres (4,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,600 (Jun 2014) |
| Tax Bill | $1,546 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-10-482-007.000-023 |
| Primary APN | 71-09-10-482-007.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,640 sqft (0.107 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 622 STUDEBAKER ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 356 1ST ADD LINCOLN GARDEN REALTY CO |
| Legal Subdivision | 1ST ADD LINCOLN GARDEN REALTY CO |
| Legal Lot Number | 356 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 10300 |
622 Studebaker St is owned and occupied by an individual who acquired it in May 2024.
Source: St. Joseph County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer |
| Jun 4, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2014 · Amount on File |
| Deed Sale | Jun 11, 2014 · Amount on File |
| Prior Sale | Apr 18, 2012 · Amount on File |
| Deed Document Number | 201413391 |
| Last Transfer Date | May 6, 2024 |
| Transfer Doc | 0000010056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 24, 2024 |
| Property Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Document Number | 0002408815 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 2408815 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Name | Verified Name |
|---|---|
| Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 4, 2018 |
| Property Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Document Number | 0001813137 |
| Map Reference | PB 10 PG 30-31 |
| Instrument Date | May 29, 2018 |
| Instrument | 1813137 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Document Number | 0001813138 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 1813138 |
| Name | GUARANTEED RATE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170,900 Land $31,500 Building $139,400 | $170,900 Land $31,500 Building $139,400 | |
| 2024 | $1,546.00 (-2.52%) | ||
| 2023 | $1,586.00 (+1.02%) | $139,600 (+1.68%) Land $31,500 Building $108,100 | $139,600 (+1.68%) Land $31,500 Building $108,100 |
| 2022 | $1,570.00 Homeowner's exemption | $137,300 Land $31,500 Building $105,800 | $137,300 Land $31,500 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 Studebaker St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 622 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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