630 Studebaker St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 630 Studebaker St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1926
Lot Size	0.106 acres (4,640 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Jul 2025)
Tax Bill	$1,406 (2024)
Deeds & Mortgages	Jul 2025 Sale Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-10-482-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-10-482-005.000-023`
Alternative APN	`01610451955`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
Attic	Attic
Attic Area	748 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1926
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,640 sqft (0.106 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610451955
Street Address	630 STUDEBAKER ST
City	MISHAWAKA
State	IN
Zip	46544-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 354 1ST ADD LINCOLN GARDEN REALTY CO
Legal Subdivision	1ST ADD LINCOLN GARDEN REALTY CO
Legal Lot Number	354
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	5
Census Block	5019
Census Tract	10300

Owner

630 Studebaker St is owned and occupied by an individual who bought it in July 2025.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 1, 2017	Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jul 15, 2022
Deed Document Number	2515999
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 3, 2025
Property Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433
Document Number	0002515999
Map Reference	PB 10 PG 30-31
Instrument Date	Jun 30, 2025
Instrument	2515999
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 15, 2022
Property Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433
Document Number	0002220673
Map Reference	PB 10 PG 30-31
Instrument Date	Jul 11, 2022
Instrument	2220673
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433

Mortgage

Document Number	0002220674
Date	Jul 15, 2022
Instrument	2220674

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 1, 2017
Property Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433
Document Number	0001720430
Map Reference	PB10 PGS30-31
Instrument Date	Jul 27, 2017
Instrument	1720430
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 STUDEBAKER ST, MISHAWAKA, IN 46544-2433
Investor	Possibly a Property Investor

Mortgage

Document Number	0001720431
Date	Aug 1, 2017
Instrument	1720431

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,900 (+25.22%) Land $31,500 Building $124,400	$155,900 (+25.22%) Land $31,500 Building $124,400
2024	$1,406.00 (-2.23%)	$124,500 (-2.2%) Land $31,500 Building $93,000	$124,500 (-2.2%) Land $31,500 Building $93,000
2023	$1,438.00 (-0.62%)	$127,300 (-) Land $31,500 Building $95,800	$127,300 (-) Land $31,500 Building $95,800
2022	$1,447.00 Homeowner's exemption	$127,300 Land $31,500 Building $95,800	$127,300 Land $31,500 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Studebaker St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 630 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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