St. Joseph County property record for 618 Studebaker St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 890 sqft · built 1926 |
| Lot Size | 0.107 acres (4,640 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-10-482-008.000-023 |
| Primary APN | 71-09-10-482-008.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 890 sqft Living Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 2,592 sqft |
| Attic | Attic |
| Attic Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,640 sqft (0.107 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 618 STUDEBAKER ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 357 LINCOLN GDN REALTY CO 1ST ADD |
| Legal Subdivision | LINCOLN GDN REALTY CO 1ST ADD |
| Legal Lot Number | 357 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 10300 |
Source: St. Joseph County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 618 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 618 STUDEBAKER ST, MISHAWAKA, IN 46544-2433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2127925 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2127925 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 23, 2061 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (-26.16%) | $162,900 (+23.04%) Land $31,500 Building $131,400 | $162,900 (+23.04%) Land $31,500 Building $131,400 |
| 2024 | $2,332.00 (+52.52%) | ||
| 2023 | $1,529.00 (+3.03%) | $132,400 (+0.76%) Land $31,500 Building $100,900 | $132,400 (+0.76%) Land $31,500 Building $100,900 |
| 2022 | $1,484.00 Homeowner's exemption | $131,400 Land $31,500 Building $99,900 | $131,400 Land $31,500 Building $99,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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