615 Studebaker St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 615 Studebaker St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 1947
Lot Size	0.107 acres (4,640 sqft)
Owner	Individual Name on Record
Last Sale	$186,200 (Apr 2025)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-10-481-014.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-10-481-014.000-023`
Alternative APN	`01610421822`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	2,580 sqft
Attic	Attic
Attic Area	1,440 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,640 sqft (0.107 acres)
Lot Dimensions	116 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	615 STUDEBAKER ST
City	MISHAWAKA
State	IN
Zip	46544-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 359 1ST ADD LINCOLN GARDEN REALTY CO
Legal Subdivision	1ST ADD LINCOLN GARDEN REALTY CO
Legal Lot Number	359
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	5
Census Block	5020
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2025	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L
Apr 9, 2025	Intrafamily Transfer, Transfer
Dec 4, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 4, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Apr 9, 2025
Deed Document Number	20258230
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0000007977
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 11, 2025
Property Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Document Number	0002508230
Instrument Date	Mar 28, 2025
Instrument	2508230
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436

Mortgage

Document Number	0002508231
Date	Apr 11, 2025
Instrument	2508231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 9, 2025
Property Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Document Number	0002507978
Map Reference	PB 10 PG 31
Instrument Date	Mar 27, 2025
Instrument	2507978
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 9, 2025
Property Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Document Number	0002507977
Instrument Date	Dec 28, 2020
Instrument	2507977
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 4, 2019
Property Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Document Number	0001931959
Map Reference	IN 1615019
Instrument Date	Nov 20, 2019
Instrument	1931959
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 4, 2019
Property Address	615 STUDEBAKER ST, MISHAWAKA, IN 46544-2436
Document Number	0001931960
Instrument Date	Nov 14, 2019
Instrument	1931960
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 E IRELAND RD # V100-239, 100V, SOUTH BEND, IN 46614-3476

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (+52.93%)	$258,200 (+390.87%) Land $31,500 Building $226,700	$258,200 (+390.87%) Land $31,500 Building $226,700
2024	$1,230.00 (-1.28%)	$52,600 (-0.94%) Land $6,600 Building $46,000	$52,600 (-0.94%) Land $6,600 Building $46,000
2023	$1,246.00 (+0.08%)	$53,100 (-59.77%) Land $6,700 Building $46,400	$53,100 (-59.77%) Land $6,700 Building $46,400
2022	$1,245.00	$132,000 Land $6,700 Building $125,300	$132,000 Land $6,700 Building $125,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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