Collier County property record for 622 Binnacle Dr, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 2,485 sqft · built 1981 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $550,000 (Jan 2011) |
| Tax Bill | $10,598 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 088600 L 64A21 |
| Primary APN | 088600 L 64A21 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,485 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 2,485 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 150 ft deep x 92 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 168 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 420 sqft |
| Deck Area | 673 sqft |
| Account Number | 088600 L 64A21 |
|---|---|
| Old Parcel Number | 13034280003023700L64 |
| Street Address | 622 BINNACLE DR |
| City | NAPLES |
| State | FL |
| Zip | 34103-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 7 BLK L LOT 6 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 21 |
| Legal Subdivision | MOORINGS UNIT 7 |
| Legal Tract | 88600 |
| Legal Block | L |
| Legal Lot Number | 6 |
| Legal Unit | 7 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301 |
Source: Collier County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 622 BINNACLE DR, NAPLES, FL 34103-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2011 · Amount on Record |
| Deed Sale | Jan 3, 2011 · Amount on Record |
| Prior Sale | Apr 26, 2005 · Amount on Record |
| Deed Document Number | 4511896 |
| Deed Book / Page | 4639 / 0380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 622 BINNACLE DR, NAPLES, FL 34103-2724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054691110 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 5469/1110 |
| Instrument | 5498769 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Collier County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,598.00 (+0.19%) Homeowner's exemption | $1,054,053 (+15.56%) | $2,069,556 (-10.98%) Land $1,794,000 Building $275,556 |
| 2023 | $10,578.00 (+8.47%) Homeowner's exemption | $912,149 (+7.35%) | $2,324,824 (+24.7%) Land $1,918,200 Building $406,624 |
| 2022 | $9,752.00 Homeowner's exemption | $849,658 | $1,864,363 Land $1,463,490 Building $400,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 782 units insured incl. 539 condo units |
| Nearby Flood Claims | 286 (1985–2024) |
| Claims Outside the SFHA | 4 of 286 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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