626 Binnacle Dr, Naples, FL 34103 Property Records

Collier County property record for 626 Binnacle Dr, Naples, FL 34103 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4,010 sqft · built 2016
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$2,870,000 (Nov 2020)
Tax Bill	$26,691 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`088600 L 84A21`

Property Details

APN / Parcel Number

Primary APN	`088600 L 84A21`
Alternative APNs	`13034360004023700L84` `13034360004`

Interior

Stories	1 Story
Building Area	4,010 sqft Living Area
1st Floor Area	4,010 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Pool Area	350 sqft
Deck Area	420 sqft

Location & Zoning

Street Address	626 BINNACLE DR
City	NAPLES
State	FL
Zip	34103-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORINGS UNIT 7 BLK L LOT 8 OR 1870 PG 1158
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	088600
Legal Block	L
Legal Lot Number	8
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	301

Owner

Source: Collier County records · APN 088600 L 84A21

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	626 BINNACLE DR, NAPLES, FL 34103-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 31, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 09, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 03, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Prior Sale	Mar 03, 2017 · Amount on Record
Deed Document Number	20205951632
Deed Book / Page	5842 / 2944
Last Transfer Date	Jan 21, 2024
Transfer Doc	0063253577
Record Updated	Jun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 31, 2024
Property Address	626 BINNACLE DR, NAPLES, FL 34103-2724
Document Number	0063253579
Book / Page	6325 / 3579
Map Reference	MB 8 PG 27&28
Instrument Date	Jan 29, 2024
Instrument	6503034
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 BINNACLE DR, NAPLES, FL 34103-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	626 BINNACLE DR, NAPLES, FL 34103-2724

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 31, 2024
Property Address	626 BINNACLE DR, NAPLES, FL 34103-2724
Document Number	0063253577
Book / Page	6325 / 3577
Map Reference	MB 8 PG 27&28
Instrument Date	Jan 29, 2024
Instrument	6503033
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 BINNACLE DR, NAPLES, FL 34103-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BINNACLE DR, NAPLES, FL 34103-2724

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 09, 2020
Property Address	626 BINNACLE DR, NAPLES, FL 34103-2724
Document Number	0058422944
Book / Page	005842 / 002944
Instrument Date	Nov 06, 2020
Instrument	5951632
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20,090.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 3RD AVE S #406 NAPLES FL 341026485, 406, NAPLES, FL 34102-6485

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 03, 2017
Property Address	626 BINNACLE DR, NAPLES, FL 34103-2724
Document Number	0053680816
Book / Page	5368 / 0816
Map Reference	MB8 PG27&28
Instrument Date	Mar 01, 2017
Instrument	5373913
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Tax	$19,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BINNACLE DR, NAPLES, FL 34103-2724

Mortgage

Document Number	0005373915
Date	Mar 03, 2017
Instrument	5373915

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,691.00 (+2.2%) Homeowner's exemption	$2,987,491 (+5.99%)	$4,130,731 (-11.76%) Land $1,794,000 Building $2,336,731
2024	$26,117.00 (+1.51%)
2023	$25,728.00 (-2.76%) Homeowner's exemption	$2,818,733 (+3%)	$4,681,283 (+17.92%) Land $1,918,200 Building $2,763,083
2022	$26,457.00 Homeowner's exemption	$2,736,634	$3,969,817 Land $1,463,490 Building $2,506,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 243 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured 539 under condo master policies
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Orlando Telephone Company, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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