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617 Binnacle Dr, Naples, FL 34103 Property Records

Collier County property record for 617 Binnacle Dr, Naples, FL 34103 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4,287 sqft · built 2016
Lot Size0.319 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$5,195,000 (Nov 2021)
Tax Bill$38,780 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2020 Loan Modification
+ 3 more
Flood ZoneZone AE (high risk)
APN088600 M 54A21

Property Details

APN / Parcel Number

Primary APN088600 M 54A21
Alternative APN
  • 13035680000

Interior

Stories1 Story
Building Area4,287 sqft Living Area
Gross Area5,188 sqft
1st Floor Area4,287 sqft

Exterior

Year BuiltBuilt 2016
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions153 ft deep x 92 ft wide
Pool TypePool with Hot Tub/Spa
Pool Area525 sqft
Deck Area664 sqft

Location & Zoning

Account Number088600 M 54A21
Street Address617 BINNACLE DR
CityNAPLES
StateFL
Zip34103-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOORINGS UNIT 7 BLK M LOT 5
Legal Range25
Legal Township49
Legal Section21
Legal SubdivisionMOORINGS UNIT 7
Legal Tract88600
Legal BlockM
Legal Lot Number5
Legal Unit7
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2004
Census Tract301

Owner

Source: Collier County records · APN 088600 M 54A21

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address617 BINNACLE DR, NAPLES, FL 34103-2725
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME STATE BANK NA
Oct 01, 2020Loan Modification, Mortgage
FINEMARK NAT'L BK&TR
Oct 12, 2018Grant Deed, Transfer
ATTORNEY ONLY
Apr 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Apr 18, 2017Loan Modification, Mortgage
FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleNov 10, 2014 · Amount on Record
Deed Document Number6158776
Deed Book / Page6041 / 1910
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 15, 2021
Property Address617 BINNACLE DR, NAPLES, FL 34103-2725
Document Number0060411910
Book / Page6041 / 1910
Map ReferenceMB 8 PG 27&28
Instrument DateNov 10, 2021
Instrument6158776
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$36,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16137 PERFORMANCE WAY, 16137, NAPLES, FL 34110-2224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address617 BINNACLE DR, NAPLES, FL 34103-2725

Mortgage

Document Number0060411912
DateNov 15, 2021
Instrument6041/1912
Lender
NameHOME STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateDec 01, 2025
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5.5%
IndexOther
Max Rate5.5%

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address617 BINNACLE DR, NAPLES, FL 34103-2725
Document Number0058263791
Instrument DateOct 01, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address617 BINNACLE DR NAPLES FL 341032725, NAPLES, FL 34103-2725

Mortgage

Document Number0058263791
DateOct 07, 2020
Book Page005826/003791
Instrument5934816
Lender
NameFINEMARK NAT'L BK&TR
TypeBank
Address800 LAUREL OAK DR, NAPLES, FL 34108-2768
Agreement
AmountAmount Recorded
Term36 Months
DueOct 06, 2023

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateOct 12, 2018
Property Address617 BINNACLE DR, NAPLES, FL 34103-2725
Document Number0055612678
Book / Page005561 / 002678
Instrument DateOct 05, 2018
Instrument5623791
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,016.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address617 BINNACLE DR NAPLES FL 341032725, NAPLES, FL 34103-2725

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 19, 2017
Property Address617 BINNACLE DR, NAPLES, FL 34103-2725
Document Number0053841419
Book / Page005384 / 001419
Instrument DateApr 18, 2017
Instrument5393291
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26,250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address617 BINNACLE DR NAPLES FL 341032725, NAPLES, FL 34103-2725

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address617 BINNACLE DR, NAPLES, FL 34103-2725
Document Number0053841435
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6957 NICHOLAS BLVD #1606 NAPLES FL 34108, 1606, NAPLES, FL 34108

Mortgage

Document Number0053841435
DateApr 19, 2017
Book Page005384/001435
Instrument5393293
Lender
NameFINEMARK NAT'L BK&TR
TypeBank
Address12681 CREEKSIDE LN, FORT MYERS, FL 33919-3359
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$38,780.00 (-1.49%) Homeowner's exemption$4,323,082 (+0.71%) Land $1,825,200 Building $2,497,882$4,323,082 (-11.86%) Land $1,825,200 Building $2,497,882
2023$39,367.00 (-2.77%) Homeowner's exemption$4,292,601 (+3%)$4,904,787 (+17.69%) Land $1,951,560 Building $2,953,227
2022$40,489.00 Homeowner's exemption$4,167,574 Land $1,488,942 Building $2,678,632$4,167,574 Land $1,488,942 Building $2,678,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 243 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies782 units insured (539 under condo master policies)
151 of 243 individual policies on primary residences
Nearby Flood Claims286 (1985–2024)
Claims Outside the SFHA4 of 286
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 121 claims
  • Hurricane Ian (Sep 2022), 108 claims
  • Hurricane Irma (Sep 2017), 24 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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