Collier County property record for 624 Binnacle Dr, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 3,772 sqft · built 1973 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 1999) |
| Tax Bill | $18,331 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 088600 L 74A21 |
| Primary APN | 088600 L 74A21 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,772 sqft Living Area |
| 1st Floor Area | 3,772 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Carport |
| Garage Area | 171 sqft |
| Carport | Carport |
| Carport Area | 171 sqft |
| Pool Area | 480 sqft |
| Deck Area | 712 sqft |
| Street Address | 624 BINNACLE DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 7 BLK L LOT 7 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 21 |
| Legal Subdivision | MOORINGS UNIT 7 |
| Legal Tract | 088600 |
| Legal Block | L |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 624 BINNACLE DR, NAPLES, FL 34103-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 1999 · Amount on Record |
| Deed Sale | Jul 16, 1999 · Amount on Record |
| Deed Book / Page | 2571 / 1916 |
| Prior Transfer Date | Jul 2, 1999 |
| Prior Transfer Doc | 2571001915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 624 BINNACLE DR, NAPLES, FL 34103-2724 |
| Document Number | 0055111317 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 624 BINNACLE DR NAPLES FL 341032724, NAPLES, FL 34103-2724 |
| Document Number | 0055111317 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 005511/001317 |
| Instrument | 5558170 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,119,661 (+2.7%) | $3,555,279 (+10.64%) Land $2,140,725 Building $1,414,554 | |
| 2025 | $18,331.00 (+3.78%) Homeowner's exemption | $2,063,935 (+5.99%) | $3,213,405 (-20.08%) Land $1,794,000 Building $1,419,405 |
| 2023 | $17,664.00 (-2.74%) Homeowner's exemption | $1,947,348 (+3%) | $4,020,928 (+19.3%) Land $1,918,200 Building $2,102,728 |
| 2022 | $18,161.00 Homeowner's exemption | $1,890,629 | $3,370,435 Land $1,463,490 Building $1,906,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 782 units insured incl. 539 condo units |
| Nearby Flood Claims | 286 (1985–2024) |
| Claims Outside the SFHA | 4 of 286 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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