621 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 621 Montera Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,766 sqft · built 2019
Lot Size0.124 acres (5,405 sqft)
OwnerIndividual Name on Record
Last Sale$225,435 (Apr 2026)
Tax Bill$1,534 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-84002-110

Property Details

APN / Parcel Number

Primary APN989-84002-110
Alternative APN
  • 619024

Interior

Stories1 Story
Building Area1,766 sqft Living Area
Gross Area1,862 sqft
1st Floor Area1,766 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,405 sqft (0.124 acres)
Garage TypeAttached
Garage Area96 sqft
PorchOpen Porch
Porch Area405 sqft

Location & Zoning

Street Address621 MONTERA DR
CityLAREDO
StateTX
Zip78045-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 11, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase1
Legal Block2
Legal Lot Number11
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address197 LAKEVIEW DR, WESTON, FL 33326-2581
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Nov 18, 2022Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Dec 26, 2019Vendor's Lien, Subdivision Related Transfer · VA Mortgage
USAA FSB
Jun 4, 2019Vendor's Lien, Transfer · Commercial Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2026 · Amount on Record
Deed SaleApr 28, 2026 · Amount on Record
Prior SaleNov 18, 2022 · Amount on Record
Deed Document Number20261586068
Deed Book / Page6029 / 47
Prior Transfer DateDec 23, 2019
Prior Transfer Doc004713/229
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateApr 28, 2026
Property Address621 MONTERA DR, LAREDO, TX 78045-4247
Document Number0001586068
Book / Page6029 / 47
Instrument DateApr 23, 2026
Instrument2026.1586068
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyLAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 LAKEVIEW DR, WESTON, FL 33326-2581

Mortgage

Document Number0001586069,
DateApr 28, 2026
Instrument2026.1586069
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 18, 2022
Property Address621 MONTERA DR, LAREDO, TX 78045-4247
Document Number005376/875
Book / Page5376 / 875
Map ReferenceVOL 37 PG 4-6
Instrument DateNov 15, 2022
Instrument1484989
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001484990
DateNov 18, 2022
Instrument1484990
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

December 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 26, 2019
Property Address621 MONTERA DR, LAREDO, TX 78045-4247
Document Number004713/229
Book / Page4713 / 229
Map ReferenceVOL 37 PG 4-6
Instrument DateDec 23, 2019
Instrument1380240
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 8, 2026
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001380241
DateDec 26, 2019
Instrument1380241
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 4, 2019
Property Address621 MONTERA DR, LAREDO, TX 78045-4247
Document Number004609/432
Book / Page4609 / 432
Map ReferenceVOL37 PG4-6
Instrument DateMay 30, 2019
Instrument1362330
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

NameVerified Name
Address7910 GATEWAY BLVD E, EL PASO, TX 79915-1816
InvestorPossibly a Property Investor

Mortgage

DateJun 4, 2019
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,734 (-0.45%) Land $84,210 Building $217,524$301,734 (-0.45%) Land $84,210 Building $217,524
2025$1,534.00 (+1.59%)$303,110 (+7.94%) Land $84,210 Building $218,900$303,110 (+7.94%) Land $84,210 Building $218,900
2024$1,510.00 (-1.82%)
2023$280,807 Land $72,913 Building $207,894$280,807 Land $72,913 Building $207,894
2022$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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