620 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 620 Montera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,508 sqft · built 2020
Lot Size	0.123 acres (5,399 sqft)
Owner	Individual Name on File
Tax Bill	$2,319 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-84003-230`

Property Details

APN / Parcel Number

Primary APN	`989-84003-230`
Alternative APN	`619066`

Interior

Stories	2 Stories
Building Area	2,508 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,399 sqft (0.123 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Account Number	619066
Street Address	620 MONTERA DR
City	LAREDO
State	TX
Zip	78045-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 3, LOT 23, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	3
Legal Lot Number	23
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-84003-230

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 MONTERA DR, LAREDO, TX 78045-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2020
Deed Sale	Sep 16, 2020
Deed Document Number	1404272
Deed Book / Page	4863 / 621
Record Updated	Jun 08, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 16, 2020
Property Address	620 MONTERA DR, LAREDO, TX 78045-4247
Document Number	004863/621
Book / Page	4863 / 621
Map Reference	VOL 37 PG 4-6
Instrument Date	Sep 11, 2020
Instrument	1404272
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2039, LAREDO, TX 78044-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number	0001404273
Date	Sep 16, 2020
Instrument	1404273

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,931 (+7.04%) Land $84,116 Building $291,815	$375,931 (+7.04%) Land $84,116 Building $291,815
2024	$2,319.00 (+11.71%)
2023		$351,199 Land $72,833 Building $278,366	$351,199 Land $72,833 Building $278,366
2022	$2,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 14% of Texas
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.