621 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 621 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,500 sqft · built 1970
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$281,960 (Jun 2026)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-120-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-120-008.000-018`
Alternative APNs	`01086171773` `0090030900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	1,250 sqft
Attic	Attic
Attic Area	2,500 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01086171773
Street Address	621 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEONARD PLACE 50X140' MP 570-008- - - -
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2018
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Posey County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 LOCUST ST, MOUNT VERNON, IN 47620-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GERMAN AMERICAN BANK
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 6, 2009 · Amount on Record
Deed Document Number	20262105
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jun 24, 2026
Property Address	621 LOCUST ST, MOUNT VERNON, IN 47620-1934
Document Number	0000002105
Instrument Date	Jun 12, 2026
Instrument	20262105
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 LOCUST ST, MOUNT VERNON, IN 47620-1934

Mortgage

Document Number	0000002106,
Date	Jun 24, 2026
Instrument	20262106

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	621 LOCUST ST, MOUNT VERNON, IN 47620-1934
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103691
Date	Aug 18, 2021
Instrument	202103691

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (-7.63%) Homeowner's exemption	$141,400 (+27.04%) Land $8,700 Building $132,700	$141,400 (+27.04%) Land $8,700 Building $132,700
2024	$1,377.00 (+23.72%)
2023	$1,113.00 (+6.81%)	$111,300 (+6.81%) Land $8,700 Building $102,600	$111,300 (+6.81%) Land $8,700 Building $102,600
2022	$1,042.00 (+11.44%) Homeowner's exemption	$104,200 Land $8,700 Building $95,500	$104,200 Land $8,700 Building $95,500
2021	$935.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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