622 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 622 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,888 sqft · built 1935
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-118-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-118-004.000-018`
Alternative APNs	`01054682467` `0090270900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,888 sqft Living Area
1st Floor Area	1,684 sqft
Attic	Attic
Attic Area	2,408 sqft
Basement Area	301 sqft
Unfinished Basement	301 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	134 ft deep x 55 ft wide
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Lean-To	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01054682467
Street Address	622 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL N PT LOT 5 & PT 6 MP 616-004- - - -
Legal Subdivision	SCHOOL HILL ENLARGEMENT TO THE
Legal Lot Number	5-6
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2020
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

622 Locust St is owned and occupied by an individual who acquired it in April 2020.

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 2, 2024	Affidavit, Transfer
Jun 5, 2020	Intrafamily Transfer, Transfer
Aug 7, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2020
Transfer Doc	202002089
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935

Mortgage

Document Number	0202502792
Date	Sep 10, 2025
Instrument	202502792

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Oct 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POSEY IN
Recording Date	Feb 2, 2024
Property Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935
Document Number	0202400362
Map Reference	VOL 47 PG 230
Instrument Date	Jan 31, 2024
Instrument	202400362
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POSEY IN
Recording Date	Jun 5, 2020
Property Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935
Document Number	202002089
Instrument Date	Apr 5, 2020
Instrument	202002089
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935

August 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	POSEY IN
Recording Date	Aug 7, 2019
Property Address	622 LOCUST ST, MOUNT VERNON, IN 47620-1935
Document Number	201902605
Map Reference	VOL 47 PG 230
Instrument Date	Aug 7, 2019
Instrument	201902605
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 622 Locust St was $1,476 with a homeowner's exemption, up 1.2% from the year before.

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,476.00 (+1.17%) Homeowner's exemption	$160,500 Land $9,000 Building $151,500	$160,500 Land $9,000 Building $151,500
2024	$1,459.00 (+21.38%)
2023	$1,202.00	$117,200 (+6.64%) Land $6,300 Building $110,900	$117,200 (+6.64%) Land $6,300 Building $110,900
2022	Homeowner's exemption	$109,900 Land $6,300 Building $103,600	$109,900 Land $6,300 Building $103,600
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Locust St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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