609 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 609 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1955
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Jul 2018)
Tax Bill	$901 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-120-026.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-120-026.000-018`
Alternative APNs	`00483837530` `0090144800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Attic	Attic
Attic Area	882 sqft
Basement Area	220 sqft
Unfinished Basement	220 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	140 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00483837530
Street Address	609 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEONARD PLACE LOCUST ST. 37X140 MP 570-026- - - -
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2018
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 13, 2018	Warranty Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20182195
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934

Mortgage

Document Number	0202600721
Date	Mar 5, 2026
Instrument	202600721

Lender

Name	ROCKET MORTGAGE
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	269 Months
Due	Aug 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102202
Date	May 18, 2021
Instrument	202102202

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jul 13, 2018
Property Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934
Document Number	201802195
Instrument Date	Jul 10, 2018
Instrument	201802195
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LOCUST ST, MOUNT VERNON, IN 47620-1934

Mortgage

Document Number	201802196
Date	Jul 13, 2018
Instrument	201802196

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00 (-11.23%) Homeowner's exemption	$100,200 (+25.88%) Land $7,100 Building $93,100	$100,200 (+25.88%) Land $7,100 Building $93,100
2024	$1,015.00 (+52.63%)
2023	$665.00 (+16.46%)	$79,600 (+6.42%) Land $7,100 Building $72,500	$79,600 (+6.42%) Land $7,100 Building $72,500
2022	$571.00 (+10.66%)	$74,800 Land $7,100 Building $67,700	$74,800 Land $7,100 Building $67,700
2021	$516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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