630 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 630 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,364 sqft · built 1965
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Nov 2021)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-118-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-118-005.000-018`
Alternative APNs	`00520972124` `0090086500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Attic	Attic
Attic Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Terrain	High
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00520972124
Street Address	630 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL HILL PT LOT 6 & 7 MP 616-005- - - -
Legal Subdivision	SCHOOL HILL ENLARGEMENT
Legal Lot Number	6-7
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2020
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 LOCUST ST, MOUNT VERNON, IN 47620-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	20214839
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Nov 3, 2021
Property Address	630 LOCUST ST, MOUNT VERNON, IN 47620-1935
Document Number	0202104839
Instrument Date	Oct 29, 2021
Instrument	202104839
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	630 LOCUST ST, MOUNT VERNON, IN 47620-1935

Mortgage

Document Number	0202104840
Date	Nov 3, 2021
Instrument	202104840

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00 (-4.39%) Homeowner's exemption	$150,100 (+31.67%) Land $8,400 Building $141,700	$150,100 (+31.67%) Land $8,400 Building $141,700
2024	$1,412.00 (+23.86%)
2023	$1,140.00 (+6.84%)	$114,000 (+6.84%) Land $8,400 Building $105,600	$114,000 (+6.84%) Land $8,400 Building $105,600
2022	$1,067.00 (+12.08%) Homeowner's exemption	$106,700 Land $8,400 Building $98,300	$106,700 Land $8,400 Building $98,300
2021	$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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