Watauga County property record for 620 Willow Trl, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,149 sqft · built 1998 |
| Lot Size | 2 acres (87,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $487,000 (Dec 2018) |
| Tax Bill | $3,020 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2829-81-9631-000 |
| Primary APN | 2829-81-9631-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,149 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 87,425 sqft (2 acres) |
| Garage Type | Basement |
| Garage Area | 650 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 154 sqft |
| Patio Area | 948 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1786198 |
|---|---|
| Street Address | 620 WILLOW TRL |
| City | BOONE |
| State | NC |
| Zip | 28607-6453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, PB 13 PG 126 |
| Legal Subdivision | TERRA WOODS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920702 |
Source: Watauga County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 WILLOW TRL, BOONE, NC 28607-6453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Apr 22, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 13, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 2018674862 |
| Deed Book / Page | 2005 / 775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 620 WILLOW TRL, BOONE, NC 28607-6453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021670103 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 2167/103 |
| Instrument | 702377 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 620 WILLOW TRL, BOONE, NC 28607-6453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0021010368 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 2101/368 |
| Instrument | 691662 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 22, 2019 |
| Property Address | 620 WILLOW TRL, BOONE, NC 28607-6453 |
| Document Number | 0020240086 |
| Book / Page | 002024 / 000086 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 678229 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 WILLOW TRL BOONE NC 286076453, BOONE, NC 28607-6453 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Dec 13, 2018 |
| Property Address | 620 WILLOW TRL, BOONE, NC 28607-6453 |
| Document Number | 0020050775 |
| Book / Page | 002005 / 000775 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 674862 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $974.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 WILLOW TRL BOONE NC 286076453, BOONE, NC 28607-6453 |
| Document Number | 20050778 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 002005/000778 |
| Instrument | 674863 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,020.00 | $768,400 (-) Land $75,100 Building $693,300 | |
| 2024 | $768,400 Land $75,100 Building $693,300 | ||
| 2023 | $768,400 Land $75,100 Building $693,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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