Watauga County property record for 557 Willow Trl, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $692,000 (Mar 2022) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2829-81-6136-000 |
| Primary APN | 2829-81-6136-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 874 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1850686 |
|---|---|
| Street Address | 557 WILLOW TRL |
| City | BOONE |
| State | NC |
| Zip | 28607-6455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 TERRA WOODS |
| Legal Subdivision | TERRA WOODS |
| Legal Lot Number | 5 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920702 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1284, BOONE, NC 28607-0678 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 2022717862 |
| Deed Book / Page | 2260 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 9, 2022 |
| Property Address | 557 WILLOW TRL, BOONE, NC 28607-6455 |
| Document Number | 0022600506 |
| Book / Page | 2260 / 506 |
| Map Reference | MB 150 PG 684 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 717862 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,384.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2389, BLOWING ROCK, NC 28605-2389 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1284, BOONE, NC 28607-1284 |
| Document Number | 0000717863 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 717863 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 8, 2019 |
| Property Address | 557 WILLOW TRL, BOONE, NC 28607-6455 |
| Document Number | 0020170106 |
| Book / Page | 002017 / 000106 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 676973 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 WILLOW TRL BOONE NC 286076455, BOONE, NC 28607-6455 |
| Document Number | 20170109 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 002017/000109 |
| Instrument | 676974 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,800 (-) Land $75,000 Building $393,800 | ||
| 2025 | $1,887.00 | $468,800 (-) Land $75,000 Building $393,800 | |
| 2024 | $468,800 Land $75,000 Building $393,800 | ||
| 2023 | $468,800 Land $75,000 Building $393,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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