517 Willow Trl, Boone, NC 28607 Property Records

Watauga County property record for 517 Willow Trl, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jan 2026)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2829-80-5947-000`

Property Details

APN / Parcel Number

Primary APN	`2829-80-5947-000`
Alternative APNs	`1816578` `1852725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	616 sqft
Porch	Porch
Porch Area	352 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1852725
Street Address	517 WILLOW TRL
City	BOONE
State	NC
Zip	28607-6455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TERRA WOODS
Legal Subdivision	TERRA WOODS
Legal Lot Number	4
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2039
Census Tract	920702

Owner

517 Willow Trl is owned and occupied by two individuals who bought it in January 2026.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	517 WILLOW TRL, BOONE, NC 28607-6455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ACRISURE MORTGAGE LLC
May 10, 2022	Warranty Deed, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 9, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	2026756800
Deed Book / Page	2468 / 710
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0021310013
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	517 WILLOW TRL, BOONE, NC 28607-6455
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023550492
Date	Oct 12, 2023
Book Page	2355/492
Instrument	735310

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 13, 2026
Property Address	517 WILLOW TRL, BOONE, NC 28607-6455
Document Number	0024680710
Book / Page	2468 / 710
Map Reference	MB 13 PG 126
Instrument Date	Jan 8, 2026
Instrument	756800
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 GEORGE HAYES RD, BOONE, NC 28607-8491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 WILLOW TRL, BOONE, NC 28607-6455

Mortgage

Document Number	0000756801
Date	Jan 13, 2026
Instrument	756801

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 10, 2022
Property Address	517 WILLOW TRL, BOONE, NC 28607-6455
Document Number	0022720596
Book / Page	2272 / 596
Map Reference	MB 13 PG 126
Instrument Date	Apr 26, 2022
Instrument	719999
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 GEORGE HAYES RD, BOONE, NC 28607-8491

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	517 WILLOW TRL, BOONE, NC 28607-6455
Document Number	0021310019
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	517 WILLOW TRL BOONE NC 286076455, BOONE, NC 28607-6455

Mortgage

Document Number	0021310019
Date	Oct 9, 2020
Book Page	002131/000019
Instrument	696444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2035

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 9, 2020
Property Address	517 WILLOW TRL, BOONE, NC 28607-6455
Document Number	0021310013
Book / Page	002131 / 000013
Instrument Date	Sep 25, 2020
Instrument	696443
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	517 WILLOW TRL BOONE NC 286076455, BOONE, NC 28607-6455

Tax Assessment & Valuation

The 2025 property tax bill for 517 Willow Trl was $1,709, up 27.3% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,900 (-) Land $75,000 Building $346,900
2025	$1,709.00 (+27.35%)	$421,900 Land $75,000 Building $346,900
2024	$1,342.00		$421,900 Land $75,000 Building $346,900
2023		$421,900 Land $75,000 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Willow Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Willow Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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