Watauga County property record for 405 Willow Trl, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,602 sqft · built 1992 |
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $799,000 (Jul 2021) |
| Tax Bill | $3,080 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2829-80-7388-000 |
| Primary APN | 2829-80-7388-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,602 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 142,441 sqft (3.27 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 657 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1841305 |
|---|---|
| Street Address | 405 WILLOW TRL |
| City | BOONE |
| State | NC |
| Zip | 28607-7086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TERRA BROOK |
| Legal Subdivision | TERRA BROOK |
| Legal Lot Number | 14 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920702 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 TARHEEL LN, BOONE, NC 28607-5341 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Warranty Deed, Transfer |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 2021709343 |
| Deed Book / Page | 2208 / 657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 405 WILLOW TRL, BOONE, NC 28607-7086 |
| Document Number | 0022080657 |
| Book / Page | 2208 / 657 |
| Map Reference | MB 11 PG 168 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 709343 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 TUTHILL DR, BOONE, NC 28645-8162 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 405 WILLOW TRL, BOONE, NC 28607-7086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019090608 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 1909/0608 |
| Instrument | 656676 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784,500 (-) Land $103,400 Building $681,100 | ||
| 2025 | $3,080.00 | $784,500 (-) Land $103,400 Building $681,100 | |
| 2024 | $784,500 Land $103,400 Building $681,100 | ||
| 2023 | $784,500 Land $103,400 Building $681,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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