617 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 617 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,505 sqft · built 1931
Lot Size	0.077 acres (3,332 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Mar 2022)
Tax Bill	$8,269 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02004-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`14-02004-0000-00037`
Alternative APNs	`140200400037` `1111`

Interior

Stories	2 Stories
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	3,332 sqft (0.077 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1111
Street Address	617 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 16423.
Legal Block	2004
Legal Lot Number	37
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3012
Census Tract	34100

Owner

617 Spruce St is owned and occupied by an individual who acquired it in June 2026.

Source: Union County and Roselle Borough records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer · Line of Credit CITIBANK NYS
Mar 29, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 8, 2021	Deed of Trust, Mortgage MANASQUAN BANK
Dec 1, 2021	Deed, Transfer RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	202216423
Deed Book / Page	6457 / 2560
Last Transfer Date	Jun 8, 2026
Transfer Doc	0000055871
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jun 29, 2026
Property Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Document Number	0000055871
Book / Page	6623 / 2431
Instrument Date	Jun 8, 2026
Instrument	202655871
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131

Mortgage

Document Number	0000094089,
Date	Jun 29, 2026
Book Page	15822/2206
Instrument	202694089

Lender

Name	CITIBANK NYS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 29, 2022
Property Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Document Number	0064572560
Book / Page	6457 / 2560
Instrument Date	Mar 7, 2022
Instrument	16423
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 ELMORA AVE, 67, ELIZABETH, NJ 07202-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 W 14TH ST, BAYONNE, NJ 07002-1401

Mortgage

Document Number	0000034750
Date	Mar 29, 2022
Instrument	34750

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 ELMORA AVE, ELIZABETH, NJ 07202-1632

Mortgage

Document Number	0151182914
Date	Dec 8, 2021
Book Page	15118/2914
Instrument	26669

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Amount	Amount on Record

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 1, 2021
Property Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Document Number	0064412228
Book / Page	6441 / 2228
Instrument Date	Nov 24, 2021
Instrument	12201
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 SPRUCE ST, 617, ROSELLE, NJ 07203-2131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 ELMORA AVE, ELIZABETH, NJ 07202-1632

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SPRUCE ST, ROSELLE, NJ 07203-2131

Mortgage

Document Number	0148152419
Date	Nov 16, 2020
Book Page	14815/2419
Instrument	703564

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	236 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 617 Spruce St was $8,269, up 5.2% from the year before.

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,400 (-) Land $51,900 Building $38,500	$90,400 (-) Land $51,900 Building $38,500
2025	$8,269.00 (+5.2%)	$90,400 Land $51,900 Building $38,500	$90,400 Land $51,900 Building $38,500
2024	$7,860.00
2023		$90,400 Land $51,900 Building $38,500	$90,400 Land $51,900 Building $38,500
2022	$7,716.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 617 Spruce St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1992–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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