615 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 615 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	905 sqft · built 1931
Lot Size	0.077 acres (3,332 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Jan 2016)
Tax Bill	$9,321 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02004-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`14-02004-0000-00038`
Alternative APNs	`140200400038` `1110`

Interior

Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	3,332 sqft (0.077 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1110
Street Address	615 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 281633.
Legal Subdivision	EAST SEVENTH AVE
Legal Block	2004
Legal Lot Number	38
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3012
Census Tract	34100

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2016 · Amount on Record
Deed Sale	Jan 22, 2016 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Book / Page	6101 / 950
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	0061010950
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149242518
Date	Mar 31, 2021
Book Page	14924/2518
Instrument	8349

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152452119
Date	Jul 11, 2022
Book Page	15245/2119
Instrument	39972

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131

Mortgage

Document Number	0147582472
Date	Sep 2, 2020
Book Page	14758/2472
Instrument	697974

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	615 SPRUCE ST, ROSELLE, NJ 07203-2131
Document Number	0145822874
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SPRUCE ST ROSELLE NJ 072032131, ROSELLE, NJ 07203-2131

Mortgage

Document Number	0145822874
Date	Aug 9, 2019
Book Page	014582/002874
Instrument	676726

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,900 (-) Land $51,900 Building $50,000	$101,900 (-) Land $51,900 Building $50,000
2025	$9,321.00 (+5.2%)	$101,900 (-) Land $51,900 Building $50,000	$101,900 (-) Land $51,900 Building $50,000
2024	$8,860.00 (+1.86%)
2023		$101,900 (-) Land $51,900 Building $50,000	$101,900 (-) Land $51,900 Building $50,000
2022	$8,698.00	$101,900 Land $51,900 Building $50,000	$101,900 Land $51,900 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1992–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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