620 Harness Rd, Monument, CO 80132 Property Records

El Paso County property record for 620 Harness Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,287 sqft · built 1985
Lot Size	0.862 acres (37,529 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 1996)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71241-03-037`

Property Details

APN / Parcel Number

Primary APN	`71241-03-037`
Alternative APNs	`671124103017` `R7124103037` `7124103017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	1,366 sqft
Upper Floors Area	771 sqft
Basement Area	718 sqft
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,529 sqft (0.862 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	370 sqft
Patio Area	455 sqft
Balcony Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7124103037
Old Parcel Number	7124103017
Street Address	620 HARNESS RD
City	MONUMENT
State	CO
Zip	80132-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 324 SOUTH WOODMOOR PRESERVE FIL NO 1
Legal Subdivision	SOUTH WOODMOOR PRESERVE FIL NO 1
Legal Lot Number	324
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1038
Census Tract	7302

Owner

620 Harness Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 HARNESS RD, MONUMENT, CO 80132-8563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 23, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 1996 · Amount on File
Deed Sale	Sep 27, 1996 · Amount on File
Prior Sale	Sep 4, 1990 · Amount on File
Deed Document Number	199696123255
Last Transfer Date	Sep 21, 2021
Transfer Doc	0000178028
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	620 HARNESS RD, MONUMENT, CO 80132-8563
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037865
Date	Mar 16, 2022
Instrument	222037865

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	830 Months
Due	May 20, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.64%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.64%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO CO
Recording Date	Sep 23, 2021
Property Address	620 HARNESS RD, MONUMENT, CO 80132-8563
Document Number	0000178028
Map Reference	MB U-2 PG 51
Instrument Date	Sep 21, 2021
Instrument	221178028
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 CARIBOU DR W, MONUMENT, CO 80132-8568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 HARNESS RD, MONUMENT, CO 80132-8563

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL PASO CO
Recording Date	Feb 8, 2021
Property Address	620 HARNESS RD, MONUMENT, CO 80132-8563
Document Number	0000024422
Instrument Date	Feb 3, 2021
Instrument	221024422
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 HARNESS RD, MONUMENT, CO 80132-8563

Tax Assessment & Valuation

The 2025 property tax bill for 620 Harness Rd was $2,411.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,700 (-)	$662,442 (-)
2025	$2,411.00	$46,700 (+0.84%)	$662,442
2024		$46,310 (-) Land $10,130 Building $36,180
2023	$2,242.00	$46,310 Land $10,130 Building $36,180	$691,136 Land $151,200 Building $539,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Harness Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Harness Rd is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Force Broadband.

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