575 Harness Rd, Monument, CO 80132 Property Records

El Paso County property record for 575 Harness Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,061 sqft · built 1988
Lot Size	0.732 acres (31,900 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jul 2019)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71241-05-019`

Property Details

APN / Parcel Number

Primary APN	`71241-05-019`
Alternative APNs	`671124105019` `R7124105019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,061 sqft Living Area
Gross Area	5,447 sqft
1st Floor Area	1,511 sqft
Upper Floors Area	1,397 sqft
Basement Area	1,503 sqft
Finished Basement	1,153 sqft
Unfinished Basement	350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,900 sqft (0.732 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	136 sqft
Patio Area	536 sqft
Balcony Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7124105019
Street Address	575 HARNESS RD
City	MONUMENT
State	CO
Zip	80132-7415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 319 WOODMOOR SUMMIT
Legal Subdivision	WOODMOOR SUMMIT
Legal Lot Number	319
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1041
Census Tract	7302

Owner

575 Harness Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 HARNESS RD, MONUMENT, CO 80132-7415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 23, 2019	Warranty Deed, Transfer MAGNIFY CU
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Jun 1, 2015 · Amount on File
Deed Document Number	201983569
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000142595
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL PASO CO
Recording Date	Sep 15, 2020
Property Address	575 HARNESS RD, MONUMENT, CO 80132-7415
Document Number	0000142595
Instrument Date	Aug 26, 2020
Instrument	220142595
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	575 HARNESS RD, MONUMENT, CO 80132-7415

Mortgage

Document Number	0000142596
Date	Sep 15, 2020
Instrument	220142596

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jul 23, 2019
Property Address	575 HARNESS RD, MONUMENT, CO 80132-7415
Document Number	0000083569
Instrument Date	Jul 9, 2019
Instrument	83569
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	GUARDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	575 HARNESS RD MONUMENT CO 801327415, MONUMENT, CO 80132-7415

Mortgage

Document Number	83570
Date	Jul 23, 2019
Instrument	83570

Lender

Name	MAGNIFY CU
Type	Credit Union
Address	MULBERRY, FL 33860

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	575 HARNESS RD, MONUMENT, CO 80132-7415
Document Number	0000054364
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	575 HARNESS RD MONUMENT CO 801327415, MONUMENT, CO 80132-7415

Mortgage

Document Number	0000054364
Date	May 14, 2018
Instrument	54364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 13, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 575 Harness Rd was $3,591, down 1.2% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,910 (-)	$835,626 (-)
2025	$3,591.00 (-1.16%)	$58,910 (-0.1%) Land $15,890 Building $43,020	$835,626 Land $225,450 Building $610,176
2024	$3,633.00 (+3.12%)	$58,970 (-) Land $10,130 Building $48,840
2023	$3,523.00 (+31.85%)	$58,970 (+49.29%) Land $10,130 Building $48,840	$880,149 (+54.87%) Land $151,200 Building $728,949
2022	$2,672.00	$39,500 Land $8,810 Building $30,690	$568,300 Land $126,700 Building $441,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 575 Harness Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Harness Rd is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Force Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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