635 Harness Rd, Monument, CO 80132 Property Records

El Paso County property record for 635 Harness Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,448 sqft · built 1989
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (May 1997)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`71241-05-022`

Property Details

APN / Parcel Number

Primary APN	`71241-05-022`
Alternative APNs	`671124105022` `R7124105022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,448 sqft Living Area
Gross Area	5,564 sqft
1st Floor Area	2,510 sqft
Basement Area	2,238 sqft
Finished Basement	1,938 sqft
Unfinished Basement	300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	25,000 sqft (0.574 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	96 sqft
Patio Area	388 sqft
Balcony Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7124105022
Street Address	635 HARNESS RD
City	MONUMENT
State	CO
Zip	80132-8562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 322 WOODMOOR SUMMIT
Legal Subdivision	WOODMOOR SUMMIT
Legal Lot Number	322
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1041
Census Tract	7302

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 HARNESS RD, MONUMENT, CO 80132-8562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1997 · Amount on Record
Deed Sale	May 6, 1997 · Amount on Record
Prior Sale	Apr 1, 1993 · Amount on Record
Deed Document Number	199797050650
Last Transfer Date	Mar 15, 2004
Transfer Doc	0000045767
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	635 HARNESS RD, MONUMENT, CO 80132-8562
Document Number	0000107137
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 HARNESS RD MONUMENT CO 801328562, MONUMENT, CO 80132-8562

Mortgage

Document Number	0000107137
Date	Sep 14, 2018
Instrument	107137

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,020 (-)	$851,411 (-)
2025	$3,659.00 (+5.87%)	$60,020 (+6.59%) Land $15,890 Building $44,130	$851,411 (+1.3%) Land $225,450 Building $625,961
2024	$3,456.00 (+3.26%)	$56,310 (-) Land $10,130 Building $46,180
2023	$3,347.00 (+25.64%)	$56,310 (+42.99%) Land $10,130 Building $46,180	$840,462 (+48.33%) Land $151,200 Building $689,262
2022	$2,664.00	$39,380 Land $8,810 Building $30,570	$566,616 Land $126,700 Building $439,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Force Broadband.

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