580 Harness Rd, Monument, CO 80132 Property Records

El Paso County property record for 580 Harness Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,675 sqft · built 1983
Lot Size	0.597 acres (26,000 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2019)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71241-03-015`

Property Details

APN / Parcel Number

Primary APN	`71241-03-015`
Alternative APN	`R7124103015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	903 sqft
Upper Floors Area	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,000 sqft (0.597 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	130 sqft
Balcony Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R7124103015
Street Address	580 HARNESS RD
City	MONUMENT
State	CO
Zip	80132-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20000
Legal Description	LOT 326 WOODMOOR SUMMIT
Legal Subdivision	WOODMOOR SUMMIT
Legal Lot Number	326
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1038
Census Tract	7302

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	580 HARNESS RD, MONUMENT, CO 80132-7414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Mar 8, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	201924253
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	580 HARNESS RD, MONUMENT, CO 80132-7414
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008935
Date	Jan 31, 2023
Instrument	223008935

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 8, 2019
Property Address	580 HARNESS RD, MONUMENT, CO 80132-7414
Document Number	0000024253
Instrument Date	Mar 8, 2019
Instrument	24253
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 HARNESS RD MONUMENT CO 801327414, MONUMENT, CO 80132-7414

Mortgage

Document Number	24254
Date	Mar 8, 2019
Instrument	24254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 28, 2017
Property Address	580 HARNESS RD, MONUMENT, CO 80132-7414
Document Number	0000103048
Instrument Date	Aug 25, 2017
Instrument	217103048
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	580 HARNESS RD, MONUMENT, CO 80132-7414

Mortgage

Document Number	0000103050
Date	Aug 28, 2017
Instrument	217103050

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,630 (-)	$576,431 (-)
2025	$2,471.00 (+1.06%)	$40,630 (-1.07%) Land $15,890 Building $24,740	$576,431 (-5.97%) Land $225,450 Building $350,981
2024	$2,445.00 (+4.53%)	$41,070 (-) Land $10,130 Building $30,940
2023	$2,339.00 (+42.71%)	$41,070 (+69.43%) Land $10,130 Building $30,940	$613,027 (+75.78%) Land $151,200 Building $461,827
2022	$1,639.00	$24,240 Land $8,810 Building $15,430	$348,739 Land $126,700 Building $222,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Force Broadband.

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