636 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 636 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,302 sqft · built 2015
Lot Size0.092 acres (4,004 sqft)
Owner2 Individual Names on File
Last Sale$549,900 (Jul 2016)
Tax Bill$10,606 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25012-000-3160

Property Details

APN / Parcel Number

Primary APN11-3S-19-25012-000-3160
Alternative APNs
  • 11-319-25012-000-3160
  • 1015957

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,302 sqft Living Area
Gross Area2,813 sqft
1st Floor Area1,250 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area4,004 sqft (0.092 acres)
Garage TypeAttached
Garage Area308 sqft
DrivewayBrick Driveway
PorchFinished/Open Porch
Porch Area203 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address636 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 316 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3014-2970 OR 3348-3479 OR 3350-4560
Legal Range019
Legal Township03S
Legal Section11
Legal SubdivisionSEAGROVE THIRD REPLAT
Legal Block31
Legal Lot Number316
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1019
Census Tract950610

Owner

636 Flatwoods Forest Loop is owned and occupied by two individuals who acquired it in February 2025.

Source: Walton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address636 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2016 · Amount on File
Deed SaleJul 6, 2016 · Amount on File
Deed Document Number201621449
Deed Book / Page3014 / 2970
Last Transfer DateFeb 24, 2025
Transfer Doc0033504560
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateJan 12, 2026
Property Address636 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848
Document Number0033834498
Book / Page3383 / 4498
Map ReferenceMB 19 PG 10
Instrument DateDec 31, 2025
Instrument20260001095
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address636 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848

Mortgage

Document Number0033834501
DateJan 12, 2026
Instrument3383/4501
Lender
NameSPLITERO FUNDING INC
TypeMortgage Company
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 636 Flatwoods Forest Loop was $10,606, down 3.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,606.00 (-3.76%)$826,629 Land $125,000 Building $701,629$826,629 Land $125,000 Building $701,629
2024$11,020.00 (+4.44%)
2023$10,552.00 (+5.24%)$970,651 (+9.46%) Land $120,472 Building $850,179$970,651 (+9.46%) Land $120,472 Building $850,179
2022$10,027.00$886,776 Land $133,724 Building $753,052$886,776 Land $133,724 Building $753,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Flatwoods Forest Loop is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on Flatwoods Forest Loop

Nearby Streets

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