620 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 620 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	1,970 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$104,900 (2021)
Tax Bill	$3,086.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-3-8`
Alternative APNs	`260106800600030080000000` `431A101456`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,970 sqft Living Area
1st Floor	995 sqft 1st Floor
2nd Floor	975 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	196 ft x 74 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	238 sqft Garage
Shed	1 Shed
Porch Area	165 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101456
Street Address	620 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3820
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5006
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-3-8

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 E MAIN ST, COBLESKILL, NY 12043-3820
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC
Mar 15, 2019	Warranty Deed, Transfer · Stand Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2021 · Amount on Record
Deed Sale	Feb 09, 2021 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Doc Number	2021784466
Deed Book / Page	1131 / 72
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 09, 2021
Property Address	620 E MAIN ST, COBLESKILL, NY 12043-3820
Document Number	0001131/72
Book / Page	1131 / 72
Instrument Date	Feb 03, 2021
Instrument	784466
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 HANCOCK ST APT 2, 2, BROOKLYN, NY 11233-5618

Mortgage

Document Number	0000784468
Date	Feb 09, 2021
Instrument	784468

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 15, 2019
Property Address	620 E MAIN ST, COBLESKILL, NY 12043-3820
Document Number	001088/173
Book / Page	1088 / 173
Instrument Date	Mar 14, 2019
Instrument	758216
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25260 NOCTURNE LN, PUNTA GORDA, FL 33983-5921

Mortgage

Document Number	001832/253
Date	Mar 15, 2019
Book Page	1832/253
Instrument	758218

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$50,000 (-) Land $24,900 Building $25,100	$102,041 (+16.33%) Land $50,816 Building $51,225
2023		$50,000 (-) Land $24,900 Building $25,100	$87,719 (+12.28%) Land $43,684 Building $44,035
2022		$50,000 Land $24,900 Building $25,100	$78,125 Land $38,906 Building $39,219
2020	$2,735.00

Flood & Wildfire

620 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

620 E Main St, Cobleskill, NY 12043 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on E Main St

Nearby Streets

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