634 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 634 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1890
Square Footage	1,470 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Garage	Attached, 250 sqft
Occupancy	Owner Occupied
Tax Bill	$3,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-3-10`
Alternative APNs	`260106800600030100000000` `431A176060`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,470 sqft Living Area
1st Floor	1,020 sqft 1st Floor
2nd Floor	450 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	5,227 sqft (0.12 acres)
Depth X Width	73.6 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	250 sqft Garage
Porch Area	242 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A176060
Street Address	634 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3820
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE & GAR
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5006
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-3-10

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 E MAIN ST, COBLESKILL, NY 12043-3820
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 29, 2020
Transfer Doc	0001121/85
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 05, 2020
Property Address	634 E MAIN ST, COBLESKILL, NY 12043-3820
Document Number	0001121/85
Book / Page	1121 / 85
Instrument Date	Sep 29, 2020
Instrument	780748
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	634 E MAIN ST, COBLESKILL, NY 12043-3820

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+26.4%)	$65,600 (-) Land $7,600 Building $58,000	$133,878 (+16.33%) Land $15,510 Building $118,368
2023		$65,600 Land $7,600 Building $58,000	$115,088 Land $13,333 Building $101,755
2020	$3,027.00

Flood & Wildfire

634 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.