628 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 628 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	7 Beds
Bathrooms	3 Baths
Year Built	Built 1890
Square Footage	2,450 sqft Total Area
Lot Size	17,860 sqft (0.41 acres)
Occupancy	Owner Occupied
Last Sale	$43,500 (2016)
Tax Bill	$4,666.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-3-9`
Alternative APNs	`260106800600030090000000` `431A175027`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Building Area	2,450 sqft Total Area
1st Floor	1,357 sqft 1st Floor
2nd Floor	1,093 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	17,860 sqft (0.41 acres)
Depth X Width	197 ft x 89.3 ft Depth x Width
Shed	1 Shed
Shed Area	264 sqft Shed
Porch Area	203 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A175027
Street Address	628 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3820
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 FAM HSE & GAR
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5006
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-3-9

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 E MAIN ST, COBLESKILL, NY 12043-3820
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2016 · Amount on Record
Deed Sale	Sep 01, 2016 · Amount on Record
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Book / Page	1028 / 161
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00	$80,000 (-) Land $28,500 Building $51,500	$163,265 (+16.33%) Land $58,163 Building $105,102
2023		$80,000 (-) Land $28,500 Building $51,500	$140,351 (+12.28%) Land $50,000 Building $90,351
2022		$80,000 Land $28,500 Building $51,500	$125,000 Land $44,531 Building $80,469
2020	$4,377.00

Flood & Wildfire

628 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.