Schoharie County and Cobleskill Town property record for 609 E Main St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1894 |
| Square Footage | 2,884 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,833.00 (2025) |
| Primary APN | 432601 56.18-7-16.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,884 sqft Living Area |
| 1st Floor | 1,442 sqft 1st Floor |
| 2nd Floor | 1,442 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 206 ft x 59.9 ft Depth x Width |
| Porch Area | 326 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A222011 |
|---|---|
| Street Address | 609 E MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-3823 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | 16.002 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 5 |
| Census Block | 5019 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.18-7-16.2
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF RICHMONDVILLE |
| Apr 28, 2025 | Warranty Deed, Transfer |
| Dec 02, 2021 | Deed, Transfer · Stand Alone First Mortgage BANK OF RICHMONDVILLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Document Number | 0000832842 |
| Book / Page | 2158 / 91 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026832842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Document Number | 0000832842, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 2158/91 |
| Instrument | 2026832842 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Nov 29, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 28, 2025 |
| Property Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Document Number | 001233/282 |
| Book / Page | 1233 / 282 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 828503 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 02, 2021 |
| Property Address | 609 E MAIN ST, COBLESKILL, NY 12043-3823 |
| Document Number | 001152/126 |
| Book / Page | 1152 / 126 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 799941 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 WILLOUGHBY AVE, BROOKLYN, NY 11205-3764 |
| Document Number | 0000799942 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 799942 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,833.00 | $100,000 (-) Land $10,000 Building $90,000 | $204,082 (+16.33%) Land $20,408 Building $183,674 |
| 2023 | $100,000 Land $10,000 Building $90,000 | $175,439 Land $17,544 Building $157,895 |
609 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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