620 E Cougar Dr, Meridian, ID 83646 Property Records

Ada County property record for 620 E Cougar Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1996
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$253,100 (Jun 2020)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2904330460`

Property Details

APN / Parcel Number

Primary APN	`R2904330460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	620 E COUGAR DR
City	MERIDIAN
State	ID
Zip	83646-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 17 BLK 11 FOTHERGILL POINTE SUB #2
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	FOTHERGILL POINTE SUB NO 02
Legal Block	11
Legal Lot Number	17
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3018
Census Tract	10367

Owner

Source: Ada County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E COUGAR DR, MERIDIAN, ID 83646-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY OF IDAHO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202077199
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0000077199
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jun 24, 2020
Property Address	620 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000077199
Map Reference	MB 69 PG 7059&7060
Instrument Date	Jun 19, 2020
Instrument	2020-077199
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000077200
Date	Jun 24, 2020
Instrument	2020-077200

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 31, 2017
Property Address	620 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000009535
Map Reference	MB69 PG7059&7060
Instrument Date	Jan 26, 2017
Instrument	2017-009535
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY OF ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000009536
Date	Jan 31, 2017
Instrument	2017-009536

Lender

Name	FIRST MORTGAGE COMPANY OF IDAHO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000009537
Date	Jan 31, 2017
Instrument	2017-009537

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,800 (-0.87%)	$364,800 (-0.87%)
2025	$1,095.00 (-1.53%) Homeowner's exemption	$368,000 (+10.28%)	$368,000 (+10.28%)
2024	$1,112.00 (-25.57%)
2023		$333,700 Land $161,000 Building $172,700	$333,700 Land $161,000 Building $172,700
2022	$1,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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