612 E Cougar Dr, Meridian, ID 83646 Property Records

Ada County property record for 612 E Cougar Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1995
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$391,902 (Oct 2025)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R2904330470`

Property Details

APN / Parcel Number

Primary APN	`R2904330470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	612 E COUGAR DR
City	MERIDIAN
State	ID
Zip	83646-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 18 BLK 11 FOTHERGILL POINTE SUB #2
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	FOTHERGILL POINTE SUB NO 02
Legal Block	11
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3018
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Oct 24, 2025	Warranty Deed, Transfer · VA Mortgage IDAHO CENTRAL CU
Feb 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Dec 9, 2019	Quit Claim Deed, Transfer IDAHO CTRL CU
Jan 10, 2019	Deed of Trust, Mortgage SUPREME LNDG
Jan 4, 2019	Warranty Deed, Transfer SUPREME LNDG
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	202570138
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0000123159
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044213
Date	Jul 15, 2025
Instrument	2025-044213

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 14, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 24, 2025
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000070138
Map Reference	MB 69 PG 7059-7060
Instrument Date	Oct 15, 2025
Instrument	2025-070138
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, VENTURE T&E COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000070139
Date	Oct 24, 2025
Instrument	2025-070139

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 1, 2022
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000011242
Map Reference	MB 69 PG 7059&7060
Instrument Date	Jan 20, 2022
Instrument	2022-011242
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000011243
Date	Feb 1, 2022
Instrument	2022-011243

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000016985
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000016985
Date	Feb 11, 2020
Instrument	16985

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Dec 9, 2019
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000123159
Instrument Date	Dec 2, 2019
Instrument	123159
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	123160
Date	Dec 9, 2019
Instrument	123160

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000002617
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	NEXTITLE-ID

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 ECOUGAR DR MERIDIAN ID 83646, MERIDIAN, ID 83646

Mortgage

Document Number	0000002617
Date	Jan 11, 2019
Instrument	2617

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 4, 2019
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000000864
Instrument Date	Jan 3, 2019
Instrument	864
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	865
Date	Jan 4, 2019
Instrument	865

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	612 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000003246
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000003246
Date	Jan 11, 2017
Instrument	3246

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,800 (+0.93%)	$368,800 (+0.93%)
2025	$1,083.00 (-2.52%)	$365,400 (+9.6%)	$365,400 (+9.6%)
2024	$1,111.00 (-25.54%)
2023		$333,400 Land $161,000 Building $172,400	$333,400 Land $161,000 Building $172,400
2022	$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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