601 E Cougar Dr, Meridian, ID 83646 Property Records

Ada County property record for 601 E Cougar Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,928 sqft · built 1996
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$268,400 (Mar 2017)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R2904330720`

Property Details

APN / Parcel Number

Primary APN	`R2904330720`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	500 sqft
Upper Floors Area	777 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	601 E COUGAR DR
City	MERIDIAN
State	ID
Zip	83646-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 4 BLK 14 FOTHERGILL POINTE SUB #2
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	FOTHERGILL POINTE SUB NO 02
Legal Block	14
Legal Lot Number	4
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3019
Census Tract	10367

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	201720832
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103553
Date	Jul 8, 2021
Instrument	2021-103553

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 7, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068252
Date	Jul 30, 2019
Instrument	2019-068252

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078346
Date	May 18, 2021
Instrument	2021-078346

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	8408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040491
Date	Mar 15, 2021
Instrument	2021-040491

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Mar 10, 2017
Property Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000020832
Map Reference	MB69 PG7059&7060
Instrument Date	Mar 6, 2017
Instrument	2017-020832
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000020833
Date	Mar 10, 2017
Instrument	2017-020833

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00 (-4.16%) Homeowner's exemption	$442,400 (+10.57%)	$442,400 (+10.57%)
2024	$1,492.00 (-24.65%)
2023		$400,100 Land $168,000 Building $232,100	$400,100 Land $168,000 Building $232,100
2022	$1,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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