578 E Cougar Dr, Meridian, ID 83646 Property Records

Ada County property record for 578 E Cougar Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,364 sqft · built 1996
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$175,800 (Aug 2007)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R2904330490`

Property Details

APN / Parcel Number

Primary APN	`R2904330490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	578 E COUGAR DR
City	MERIDIAN
State	ID
Zip	83646-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 20 BLK 11 FOTHERGILL POINTE SUB #2
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	FOTHERGILL POINTE SUB NO 02
Legal Block	11
Legal Lot Number	20
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3018
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 21, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 23, 2018	Deed of Trust, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2007 · Amount on Record
Deed Sale	Aug 15, 2007 · Amount on Record
Prior Sale	Feb 13, 2002 · Amount on Record
Deed Document Number	2007107115500
Transfer Doc	0000057092
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051115
Date	Sep 5, 2023
Instrument	2023-051115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013910
Date	Feb 9, 2022
Instrument	2022-013910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077920
Date	May 17, 2021
Instrument	2021-077920

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ADA ID
Recording Date	Jun 21, 2022
Property Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000057092
Map Reference	MB 69 PG 7059&7060
Instrument Date	Jun 17, 2022
Instrument	2022-057092
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 KINGHORN DR, NAMPA, ID 83651

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	578 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000114775
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	578 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000114775
Date	Dec 4, 2018
Instrument	114775

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,700 (+0.69%)	$366,700 (+0.69%)
2025	$1,078.00 (-2.62%) Homeowner's exemption	$364,200 (+9.44%)	$364,200 (+9.44%)
2024	$1,107.00 (-25.6%)
2023		$332,800 Land $161,000 Building $171,800	$332,800 Land $161,000 Building $171,800
2022	$1,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on E Cougar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures