6191 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6191 High Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,013 sqft · built 2023
Lot Size	10.1 acres (440,392 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2023)
Tax Bill	$8,486 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-3001-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-3001-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,013 sqft Living Area
1st Floor Area	2,013 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	440,392 sqft (10.1 acres)
Lot Dimensions	1,323 ft deep x 325 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6191 HIGH RD
City	CLAY
State	MI
Zip	48001-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	E 325' OF W 650' OF NW 1/4 OF SE 1/4 SECTION 33 T3N R16E 10.11 A
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3000
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6191 HIGH RD, CLAY, MI 48001-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Feb 15, 2023	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC
Apr 4, 2017	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20232595
Deed Book / Page	5599 / 114
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	004237/930
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6191 HIGH RD, CLAY, MI 48001-3807
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50505 MAURICE RD, CHESTERFIELD, MI 48047-1755

Mortgage

Document Number	0005667480
Date	Nov 1, 2023
Book Page	5667/480
Instrument	2023019451

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 15, 2023
Property Address	6191 HIGH RD, CLAY, MI 48001-3807
Document Number	0005599114
Book / Page	5599 / 114
Instrument Date	Jan 30, 2023
Instrument	2023002595
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46354 CHALMERS DR, MACOMB, MI 48044-6221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50505 MAURICE RD, CHESTERFIELD, MI 48047-1755

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2017
Property Address	HIGH RD, ALGONAC, MI 48001
Document Number	0048150440
Book / Page	004815 / 000440
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46354 CHALMERS DR MACOMB MI 480446221, MACOMB, MI 48044-6221

Mortgage

Document Number	48150442
Date	Apr 4, 2017
Book Page	004815/000442

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.86%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,600 (+7.7%)	$579,200 (+7.7%)
2025	$8,486.00 (+2.34%) Homeowner's exemption	$268,900 (+513.93%)
2024	$8,292.00 (+336.42%)		$537,800 (+513.93%)
2023		$43,800
2022	$1,900.00		$87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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