6124 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6124 High Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,856 sqft · built 2015
Lot Size	6.83 acres (297,515 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Aug 2015)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-2036-002`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-2036-002`

Interior

Full Baths	2 Baths
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	297,515 sqft (6.83 acres)
Lot Dimensions	1,320 ft deep x 220 ft wide
Garage Area	2,403 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6124 HIGH RD
City	CLAY
State	MI
Zip	48001-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	W 220' OF S 1352.7' OF SE 1/4 OF NE 1/4 SECTION 33 T3N R16E 6.83 A
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4014
Census Tract	646000

Owner

6124 High Rd is owned and occupied by an individual who acquired it in October 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6124 HIGH RD, CLAY, MI 48001-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Oct 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Deed Document Number	201517954
Deed Book / Page	4626 / 520
Last Transfer Date	Oct 18, 2019
Transfer Doc	0005111791
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6124 HIGH RD, CLAY, MI 48001-3806
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 HIGH RD, CLAY, MI 48001-3809

Mortgage

Document Number	0005331684
Date	Mar 9, 2021
Book Page	5331/684
Instrument	2021006918

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 2, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6124 HIGH RD, CLAY, MI 48001-3806
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number	0005349587
Date	Apr 9, 2021
Book Page	5349/587
Instrument	2021011223

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6124 HIGH RD, CLAY, MI 48001-3806
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number	0000547718
Date	Jan 20, 2022
Book Page	5477/18
Instrument	2022001511

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 13, 2036

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2019
Property Address	6124 HIGH RD, CLAY, MI 48001-3806
Document Number	0051110791
Book / Page	005111 / 000791
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 HIGH RD TWP OF CLAY MI, TWP OF CLAY, MI

Tax Assessment & Valuation

The 2025 property tax bill for 6124 High Rd was $5,486 with a homeowner's exemption, up 24.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,000 (+6.33%)	$544,000
2025	$5,486.00 (+24.74%) Homeowner's exemption	$255,800
2024	$4,398.00		$511,600
2023		$178,000
2022	$4,047.00		$356,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6124 High Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6124 High Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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