6112 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6112 High Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,085 sqft
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jan 2005)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-2035-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-2035-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,085 sqft Living Area
1st Floor Area	1,275 sqft

Exterior

Lot Area	304,920 sqft (7 acres)
Lot Dimensions	1,320 ft deep x 225 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6112 HIGH RD
City	CLAY
State	MI
Zip	48001-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	E 225' OF W 445' OF S 1352.7' OF SE 1/4 OF NE 1/4 7 A SEC 33 T3N R16E
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4014
Census Tract	646000

Owner

6112 High Rd is owned and occupied by an individual who acquired it in July 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6112 HIGH RD, CLAY, MI 48001-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 11, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 2, 2020	Quit Claim Deed, Transfer AMERISAVE MTG
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2005 · Amount on File
Deed Sale	Jan 20, 2005 · Amount on File
Deed Document Number	2005326600125
Deed Book / Page	3266 / 125
Last Transfer Date	Jul 23, 2024
Transfer Doc	0005735108
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7050 SWARTOUT RD, CLAY, MI 48001-3100

Mortgage

Document Number	0005369485
Date	May 24, 2021
Book Page	5369/485
Instrument	2021015455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2026
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Document Number	0000009449
Book / Page	5922 / 743
Instrument Date	May 4, 2026
Instrument	20269449
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HBI TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6112 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number	0000009450,
Date	May 11, 2026
Instrument	20269450

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2026
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Document Number	0005922743
Book / Page	5922 / 743
Instrument Date	May 4, 2026
Instrument	20269449
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HBI TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6112 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number	0000009450,
Date	May 11, 2026
Instrument	20269450

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2020
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Document Number	0052200439
Book / Page	005220 / 000439
Instrument Date	Jul 15, 2020
Instrument	17925
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6310 MARINA DR CLAY MI 480014212, CLAY, MI 48001-4212

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 2, 2020
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Document Number	0052070829
Book / Page	005207 / 000829
Instrument Date	May 5, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6112 HIGH RD CLAY MI 480013806, CLAY, MI 48001-3806

Mortgage

Document Number	52070831
Date	Jul 2, 2020
Book Page	005207/000831

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2018
Property Address	6112 HIGH RD, CLAY, MI 48001-3806
Document Number	0049810348
Book / Page	004981 / 000348
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6112 HIGH RD

Tax Assessment & Valuation

The 2025 property tax bill for 6112 High Rd was $4,982 with a homeowner's exemption, up 55.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,800 (+6.53%)	$319,600
2025	$4,982.00 (+55.54%) Homeowner's exemption	$150,000
2024	$3,203.00		$300,000
2023		$128,300
2022	$2,956.00		$256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6112 High Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6112 High Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Rd

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