6174 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6174 High Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft
Lot Size1.01 acres (44,257 sqft)
Owner2 Individual Names on File
Tax Bill$1,373 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-14-033-2037-000

Property Details

APN / Parcel Number

Primary APN74-14-033-2037-000
Alternative APN
  • 74-14-033-2037-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,740 sqft Living Area
1st Floor Area1,548 sqft

Exterior

Lot Area44,257 sqft (1.01 acres)
Lot Depth238 ft Depth
Garage Area468 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address6174 HIGH RD
CityCLAY
StateMI
Zip48001-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionBEG W 1721.62' FROM E 1/4 COR, TH W 185.66', TH N 01D 30M 53S E 238.26', TH E 185.66', TH S 01D 30M 53S W 238.26' TO BEG
Legal Range16E
Legal Township03N
Legal Section33
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group4
Census Block4014
Census Tract646000

Owner

6174 High Rd is owned and occupied by two individuals who acquired it in June 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address6174 HIGH RD, CLAY, MI 48001-3806
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Sep 26, 2022Deed of Trust, Mortgage · Line of Credit
ADVIA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 9, 2025
Transfer Doc0000010690
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address6174 HIGH RD, CLAY, MI 48001-3806
Transaction TypeMortgage
Record UpdatedMar 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6174 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number0005689999
DateFeb 12, 2024
Book Page5689/999
Instrument2024002351
Lender
NameADVIA CU
TypeCredit Union
Address6400 W MAIN ST, KALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 11, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address6174 HIGH RD, CLAY, MI 48001-3806
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6174 HIGH RD, CLAY, MI 48001-3806

Mortgage

Document Number0005564922
DateSep 26, 2022
Book Page5564/922
Instrument2022022258
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 6174 High Rd was $1,373 with a homeowner's exemption, down 68.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,400 (-36.99%)$252,800
2025$1,373.00 (-68.2%) Homeowner's exemption$200,600
2024$4,318.00$401,200
2023$167,500
2022$3,595.00$335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6174 High Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6174 High Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Rd

Nearby Streets

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